  :root {
    --cream:#FAF7F2; --cream-2:#F2EEE6; --sand:#E8DECA;
    --ink:#1B1B1F; --ink-soft:#3E3E45; --ink-mute:#8A8A92; --line:#E4E0D6;
    --red:#C8102E; --red-deep:#9E0C24; --red-dark:#7E0A1D; --paper:#FFFFFF;
    --serif:"Cormorant Garamond", "Times New Roman", serif;
    --sans:"Montserrat", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --sans-body:"Open Sans", -apple-system, sans-serif;
  }
  *, *::before, *::after { box-sizing: border-box; }
  html, body { margin: 0; padding: 0; }
  body { font-family: var(--sans-body); color: var(--ink); background: var(--cream); -webkit-font-smoothing: antialiased; font-size: 16px; line-height: 1.65; }
  a { color: inherit; text-decoration: none; } img { display: block; max-width: 100%; }
  button { font: inherit; color: inherit; }

  .hr13-top { position: fixed; top: 0; left: 50%; transform: translateX(-50%); z-index: 100; width: calc(100% - 32px); max-width: 1400px; background: rgba(255,255,255,.38); backdrop-filter: blur(40px) saturate(220%); -webkit-backdrop-filter: blur(40px) saturate(220%); border: 1px solid rgba(255,255,255,.55); border-top: none; border-radius: 0 0 22px 22px; box-shadow: 0 18px 50px -16px rgba(27,27,31,.18), inset 0 1px 0 rgba(255,255,255,.85), inset 0 -1px 0 rgba(255,255,255,.12); transition: background .25s ease, box-shadow .35s ease; }
  .hr13-top::before { content: ""; position: absolute; inset: 0; border-radius: inherit; pointer-events: none; background: linear-gradient(180deg, rgba(255,255,255,.4) 0%, transparent 30%, transparent 70%, rgba(255,255,255,.08) 100%); }
  .hr13-top-inner { position: relative; z-index: 1; padding: 30px 36px 0 36px; display: grid; grid-template-columns: 1fr auto 1fr; gap: 32px; align-items: center; transition: padding .25s ease; }
  .hr13-top-inner > .hr13-brand { justify-self: start; transform: translateY(-15px); transition: transform .25s ease; }
  .hr13-top.scrolled .hr13-top-inner > .hr13-brand { transform: translateY(-11px); }
  .hr13-top-inner > div:last-child { justify-self: end; transform: translateY(-15px); transition: transform .25s ease; }
  .hr13-top.scrolled .hr13-top-inner > div:last-child { transform: translateY(-11px); }
  .hr13-top.scrolled { background: rgba(255,255,255,.65); box-shadow: 0 18px 40px -16px rgba(27,27,31,.22), inset 0 1px 0 rgba(255,255,255,.9); }
  .hr13-top.scrolled .hr13-top-inner { padding-top: 22px; }
  .hr13-top.scrolled .hr13-nav a { padding-bottom: 28px; }
  .hr13-brand img { height: 32px; width: auto; display: block; }
  .hr13-nav { display: flex; justify-content: center; gap: 13px; }
  .hr13-nav a { position: relative; padding: 14px 4px 34px 4px; font-family: var(--sans); font-size: 15px; font-weight: 500; color: var(--ink-soft); cursor: pointer; transition: color .25s ease, font-weight .15s ease, padding-bottom .25s ease; white-space: nowrap; }
  .hr13-nav a::before { content: attr(data-label); display: block; height: 0; overflow: hidden; visibility: hidden; font-weight: 600; pointer-events: none; }
  .hr13-nav a::after { content: ""; position: absolute; left: 4px; right: 4px; bottom: 0; height: 2px; background: var(--red); transform: scaleX(0); transform-origin: left; transition: transform .3s cubic-bezier(.6,.2,.2,1); }
  .hr13-nav a:hover { color: var(--ink); font-weight: 600; }
  .hr13-nav a:hover::after, .hr13-nav a.active::after { transform: scaleX(1); }
  .hr13-nav a.active { color: var(--ink); font-weight: 600; }
  /* === Dropdown menus === */
  .hr13-nav .has-dd { position: relative; display: inline-flex; align-items: stretch; }
  .hr13-nav .has-dd > a { padding-right: 16px; }
  .hr13-nav .has-dd > a::after { right: 16px; }
  .hr13-nav .has-dd > a .caret {
    display: inline-block; width: 8px; height: 8px;
    border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor;
    transform: rotate(45deg) translate(-2px, -2px);
    margin-left: 8px; opacity: .55;
    transition: transform .25s ease, opacity .25s ease;
  }
  .hr13-nav .has-dd:hover > a .caret,
  .hr13-nav .has-dd:focus-within > a .caret {
    transform: rotate(225deg) translate(-2px, -2px); opacity: 1;
  }
  .hr13-nav .dd {
    position: absolute; top: 100%; left: 50%;
    transform: translateX(-50%) translateY(-8px);
    min-width: 320px; margin-top: -8px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 10px;
    box-shadow: 0 24px 60px -20px rgba(27,27,31,.25);
    opacity: 0; visibility: hidden; pointer-events: none;
    transition: opacity .3s ease, transform .3s cubic-bezier(.6,.2,.2,1), visibility .3s;
    z-index: 110;
    display: flex; flex-direction: column; gap: 2px;
  }
  .hr13-nav .has-dd::after {
    content: ""; position: absolute; top: 100%; left: 0; right: 0; height: 12px;
  }
  .hr13-nav .has-dd:hover .dd,
  .hr13-nav .has-dd:focus-within .dd {
    opacity: 1; visibility: visible; pointer-events: auto;
    transform: translateX(-50%) translateY(0);
  }
  .hr13-nav .dd a {
    position: static;
    padding: 14px 18px;
    font-family: var(--sans); font-size: 14px; font-weight: 500;
    color: var(--ink); letter-spacing: 0;
    border-radius: 0; white-space: nowrap;
    border-bottom: 1px solid var(--line);
    transition: color .2s ease;
  }
  .hr13-nav .dd a:last-child { border-bottom: none; }
  .hr13-nav .dd a::before, .hr13-nav .dd a::after { display: none; }
  .hr13-nav .dd a:hover { background: transparent; color: var(--red); }
  .hr13-nav .dd a .sub {
    display: block; font-family: var(--serif); font-style: italic; font-weight: 400;
    font-size: 15px; color: var(--ink-mute); margin-top: 2px;
    transition: color .2s ease;
  }
  .hr13-nav .dd a:hover .sub { color: var(--ink-soft); }

  .hr13-cta { background: transparent; color: var(--ink); border: 1.5px solid rgba(27,27,31,.2); padding: 10.5px 22px; border-radius: 999px; font-family: var(--sans); font-size: 13px; font-weight: 600; display: inline-flex; align-items: center; gap: 8px; cursor: pointer; white-space: nowrap; transition: background .25s ease, border-color .25s ease, transform .25s ease; }
  .hr13-cta:hover { background: rgba(27,27,31,.04); border-color: rgba(27,27,31,.4); transform: translateY(-1px); }
  .hr13-burger { display: none; width: 42px; height: 42px; background: transparent; color: var(--ink); align-items: center; justify-content: center; border: none; cursor: pointer; padding: 0; }
  .hr13-burger:hover { color: var(--red); }
  .hr13-burger svg { width: 22px; height: 22px; }

  .wrap { max-width: 1400px; margin: 0 auto; padding: 0; }
  
  .eyebrow { display: inline-flex; align-items: center; justify-content: center; gap: 12px; font-family: var(--sans); font-size: 11px; text-transform: uppercase; letter-spacing: 4px; color: #575759; font-weight: 500; }
  .eyebrow::before, .eyebrow::after { content: ""; width: 35px; height: 1px; background: var(--red); }
  .eyebrow.left { justify-content: flex-start; }
  .eyebrow.dark { color: rgba(255,255,255,.55); }
  .eyebrow.dark::before, .eyebrow.dark::after { background: var(--red); }

  .btn { display: inline-flex; align-items: center; gap: 10px; padding: 16px 30px; border-radius: 999px; font-family: var(--sans); font-size: 14px; font-weight: 600; cursor: pointer; text-decoration: none; border: none; transition: transform .25s ease, background .25s ease, color .25s ease, box-shadow .25s ease, border-color .25s ease; }
  .btn-red { background: var(--red); color: #fff; box-shadow: 0 14px 30px -10px rgba(200,16,46,.5); }
  .btn-red:hover { background: var(--red-deep); transform: translateY(-2px); }
  .btn-ghost { background: transparent; color: var(--ink); border: 1.5px solid rgba(27,27,31,.2); }
  .btn-ghost:hover { background: rgba(27,27,31,.04); border-color: rgba(27,27,31,.4); transform: translateY(-1px); }
  .btn-ghost.on-dark { color: #fff; border-color: rgba(255,255,255,.35); }
  .btn-ghost.on-dark:hover { background: rgba(255,255,255,.08); border-color: #fff; }

  .page-hero { background: linear-gradient(135deg, #FFFFFF 0%, #F5F5F5 55%, #E6E6E6 100%); padding: 110px 32px 72px; position: relative; overflow: hidden; }
  .page-hero .grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 64px; align-items: center; margin-top: 44px; }
  .page-hero h1 { font-family: var(--sans); font-weight: 400; font-size: clamp(32px, 3.4vw, 52px); line-height: 1.1; letter-spacing: -0.02em; margin: 18px 0 22px; color: var(--ink); }
  .page-hero h1 em { font-family: var(--serif); font-style: italic; font-weight: 500; color: var(--red); font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .page-hero .lede { font-family: var(--sans-body); font-size: 15.5px; line-height: 1.7; color: var(--ink-soft); max-width: 520px; margin: 0 0 28px; }
  .page-hero .actions { display: flex; gap: 12px; flex-wrap: wrap; }
  .e-stage { position: relative; aspect-ratio: 5/4; background: #1f2a36; border-radius: 18px; overflow: hidden; box-shadow: 0 24px 60px -28px rgba(27,27,31,.2); padding: 30px; }
  .e-stage::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(0,0,0,0) 55%, rgba(0,0,0,.35) 100%); z-index: 2; pointer-events: none; } .e-stage__legacy::before { content: ""; position: absolute; inset: 0; background: radial-gradient(circle at 50% 50%, rgba(200,16,46,.05), transparent 60%); }
  .e-tag { position: absolute; left: 20px; top: 20px; background: var(--red); color: #fff; padding: 8px 14px; border-radius: 999px; font-family: var(--sans); font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; z-index: 5; box-shadow: 0 10px 24px rgba(200,16,46,.35); }
  .e-photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; z-index: 1; }
  .e-photo-placeholder { display: flex; align-items: center; justify-content: center; background: repeating-linear-gradient(45deg, #2f3a48 0 18px, #25303d 18px 19px); color: rgba(255,255,255,.5); font-family: var(--sans); font-size: 11px; letter-spacing: 4px; text-transform: uppercase; }
  .e-svg { position: relative; z-index: 2; width: 100%; height: 100%; filter: drop-shadow(0 18px 26px rgba(27,27,31,.15)); }
  .e-svg .e-arrow { animation: arrowMove 4s ease-in-out infinite alternate; }
  @keyframes arrowMove { 0% { transform: translateY(-60px); } 100% { transform: translateY(70px); } }

  .hero-stats { margin-top: 64px; padding-top: 28px; border-top: 1px solid var(--line); display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
  .hero-stats .stat .n { font-family: var(--serif); font-weight: 500; font-size: 42px; line-height: 1; color: var(--ink); }
  .hero-stats .stat .n em { font-family: var(--sans); font-style: normal; color: var(--red); font-size: 15px; margin-left: 5px; font-weight: 600; }
  .hero-stats .stat .l { font-family: var(--sans); font-size: 10.5px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); margin-top: 11px; }

  .sec-head { display: grid; grid-template-columns: 1.1fr 1fr; gap: 60px; align-items: end; margin: 0 auto 72px; max-width: 1400px; }
  .sec-head h2 { font-family: var(--sans); font-weight: 300; font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1; letter-spacing: -0.02em; margin: 18px 0 0; color: var(--ink); }
  .sec-head h2 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .sec-head aside { color: var(--ink-soft); font-size: 16px; max-width: 420px; line-height: 1.65; margin: 0; }

  /* INTRO */
  .intro { background: var(--paper); padding: 140px 32px; }
  .intro-head { max-width: 760px; margin: 0 auto 56px; text-align: center; }
  .intro-head h2 { font-family: var(--sans); font-weight: 300; font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1; letter-spacing: -0.02em; margin: 20px 0 28px; color: var(--ink); }
  .intro-head h2 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .intro-body { max-width: 760px; margin: 0 auto; font-size: 17px; line-height: 1.75; color: var(--ink-soft); }
  .intro-body p { margin: 0 0 22px; }
  .intro-body strong { color: var(--ink); font-weight: 600; }
  .intro-callout { font-family: var(--serif); font-style: italic; font-weight: 500; font-size: clamp(22px, 2.2vw, 30px); line-height: 1.3; color: var(--ink); border-left: 2px solid var(--red); padding: 8px 0 8px 28px; margin: 32px 0; max-width: 640px; }

  /* VARIANTS */
  .variants { background: linear-gradient(60deg, #FFFFFF 0%, #FAF7F2 45%, #EFE7D8 100%); padding: 140px 32px; }
  .v-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
  .v-cell { background: var(--paper); border-radius: 18px; padding: 48px 44px; box-shadow: 0 14px 36px -22px rgba(27,27,31,.18), 0 2px 6px -2px rgba(27,27,31,.06); transition: transform .3s ease, box-shadow .3s ease; }
  .v-cell:hover { transform: translateY(-4px); box-shadow: 0 32px 60px -28px rgba(27,27,31,.22), 0 6px 14px -4px rgba(27,27,31,.08); }
  .v-cell .tag { display: inline-flex; align-items: center; gap: 10px; font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 16px; }
  .v-cell .tag .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--red); }
  .v-cell h3 { font-family: var(--sans); font-weight: 300; font-size: 30px; line-height: 1.1; letter-spacing: -0.02em; margin: 0 0 18px; color: var(--ink); }
  .v-cell h3 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.4em; line-height: .9; }
  .v-cell p { font-size: 15px; line-height: 1.7; color: var(--ink-soft); margin: 0 0 20px; }
  .v-cell ul { list-style: none; padding: 0; margin: 0; }
  .v-cell li { position: relative; padding: 12px 0 12px 24px; font-size: 14.5px; color: var(--ink-soft); border-top: 1px solid var(--line); }
  .v-cell li:first-child { border-top: none; padding-top: 4px; }
  .v-cell li::before { content: ""; position: absolute; left: 0; top: 19px; width: 12px; height: 1px; background: var(--red); }

  /* WHO */
  .who { background: var(--paper); padding: 140px 32px; }
  .who-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1.1fr; gap: 80px; align-items: start; }
  .who-copy h3 { font-family: var(--sans); font-weight: 300; font-size: clamp(28px, 3vw, 44px); line-height: 1.15; letter-spacing: -0.02em; margin: 18px 0 22px; }
  .who-copy h3 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .who-copy p { color: var(--ink-soft); font-size: 16px; line-height: 1.7; margin: 0 0 18px; max-width: 480px; }
  .validity-strip { display: grid; grid-template-columns: auto 1fr; gap: 24px; align-items: center; margin-top: 32px; padding: 28px; background: var(--cream); border-radius: 14px; }
  .validity-strip .big { font-family: var(--serif); font-style: italic; font-weight: 500; color: var(--red); font-size: 72px; line-height: 1; letter-spacing: -0.02em; }
  .validity-strip .label { font-size: 14.5px; line-height: 1.55; color: var(--ink-soft); }
  .validity-strip .label strong { display: block; font-family: var(--sans); font-weight: 600; color: var(--ink); font-size: 13px; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 6px; }
  .who-list { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
  .who-list > div { background: var(--paper); padding: 28px 26px; border-radius: 12px; box-shadow: 0 10px 24px -18px rgba(27,27,31,.14), 0 2px 4px -2px rgba(27,27,31,.04); transition: transform .3s ease, box-shadow .3s ease; }
  .who-list > div:hover { transform: translateY(-3px); box-shadow: 0 20px 40px -22px rgba(27,27,31,.2), 0 6px 12px -4px rgba(27,27,31,.06); }
  .who-list .n { font-family: var(--serif); font-style: italic; font-weight: 500; color: var(--red); font-size: 24px; line-height: 1; margin-bottom: 12px; }
  .who-list h4 { font-family: var(--sans); font-weight: 500; font-size: 17px; line-height: 1.2; color: var(--ink); margin: 0 0 8px; letter-spacing: -0.015em; }
  .who-list p { font-size: 13.5px; color: var(--ink-soft); line-height: 1.55; margin: 0; }

  /* COST */
  .cost { background: var(--cream); padding: 140px 32px; }
  .cost-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
  .cost-copy h2 { font-family: var(--sans); font-weight: 300; font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1; letter-spacing: -0.02em; margin: 18px 0 22px; }
  .cost-copy h2 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .cost-copy p { color: var(--ink-soft); font-size: 16px; line-height: 1.7; margin: 0 0 16px; max-width: 480px; }
  .cost-card { background: var(--paper); border-radius: 18px; padding: 8px 0; box-shadow: 0 14px 36px -22px rgba(27,27,31,.18), 0 2px 6px -2px rgba(27,27,31,.06); }
  .cost-card > div { padding: 22px 36px; border-top: 1px solid var(--line); }
  .cost-card > div:first-child { border-top: none; padding-top: 28px; }
  .cost-card .lbl { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 6px; }
  .cost-card .val { font-family: var(--serif); font-weight: 500; font-size: 38px; line-height: 1; color: var(--ink); letter-spacing: -0.02em; margin-bottom: 10px; }
  .cost-card .val em { font-family: var(--sans); font-style: normal; color: var(--red); font-size: 16px; margin-left: 4px; font-weight: 600; letter-spacing: 0; }
  .cost-card p { font-size: 13.5px; color: var(--ink-soft); line-height: 1.55; margin: 0; }

  /* FUND */
  .fund { background: var(--paper); padding: 140px 32px; }
  .fund-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 28px; margin-bottom: 32px; }
  .fund-col { background: var(--paper); border-radius: 14px; padding: 40px 36px; box-shadow: 0 12px 30px -20px rgba(27,27,31,.16), 0 2px 6px -2px rgba(27,27,31,.05); }
  .fund-col h3 { font-family: var(--sans); font-weight: 400; font-size: 26px; line-height: 1.2; letter-spacing: -0.015em; margin: 0 0 16px; color: var(--ink); }
  .fund-col h3 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.4em; line-height: .9; }
  .fund-col p { font-size: 15px; line-height: 1.7; color: var(--ink-soft); margin: 0 0 20px; }
  .fund-col ul { list-style: none; padding: 0; margin: 0; }
  .fund-col li { padding: 12px 0 12px 24px; position: relative; font-size: 14.5px; color: var(--ink-soft); border-top: 1px solid var(--line); }
  .fund-col li:first-child { border-top: none; padding-top: 4px; }
  .fund-col li::before { content: ""; position: absolute; left: 0; top: 19px; width: 12px; height: 1px; background: var(--red); }
  .fund-col li strong { color: var(--ink); font-weight: 600; }
  .info-card { max-width: 1400px; margin: 0 auto; background: var(--cream); border-radius: 16px; padding: 32px 36px; display: grid; grid-template-columns: auto 1fr auto; gap: 28px; align-items: center; box-shadow: 0 12px 30px -22px rgba(27,27,31,.14); }
  .info-card .mark { font-family: var(--serif); font-style: italic; font-weight: 600; color: var(--red); font-size: 56px; line-height: 1; }
  .info-card h4 { font-family: var(--sans); font-weight: 500; font-size: 18px; margin: 0 0 6px; color: var(--ink); letter-spacing: -0.01em; }
  .info-card p { font-size: 14px; line-height: 1.6; color: var(--ink-soft); margin: 0; }
  .info-card a { color: var(--red); }
  .info-card a:hover { text-decoration: underline; }

  /* RELATED */
  .related { background: var(--cream); padding: 140px 32px; }
  .related-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .related-card { background: var(--paper); padding: 40px 36px; border-radius: 14px; text-decoration: none; color: inherit; box-shadow: 0 12px 30px -20px rgba(27,27,31,.16), 0 2px 6px -2px rgba(27,27,31,.05); transition: transform .3s ease, box-shadow .3s ease; display: flex; flex-direction: column; }
  .related-card:hover { transform: translateY(-4px); box-shadow: 0 28px 50px -24px rgba(27,27,31,.22), 0 6px 14px -4px rgba(27,27,31,.08); }
  .related-card .num { font-family: var(--serif); font-style: italic; font-weight: 500; color: var(--red); font-size: 24px; letter-spacing: -0.02em; margin-bottom: 16px; }
  .related-card h4 { font-family: var(--sans); font-weight: 500; font-size: 22px; line-height: 1.2; margin: 0 0 14px; color: var(--ink); letter-spacing: -0.015em; }
  .related-card p { font-size: 14.5px; color: var(--ink-soft); margin: 0 0 24px; line-height: 1.65; flex: 1; }
  .related-card .link { font-family: var(--sans); font-size: 12px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--red); display: inline-flex; align-items: center; gap: 8px; transition: gap .25s ease; }
  .related-card:hover .link { gap: 14px; }

  /* CTA BAND */
  .cta-band { background: var(--ink); color: #fff; padding: 120px 32px; position: relative; overflow: hidden; }
  .cta-band::before { content: "&"; position: absolute; right: -40px; top: 50%; transform: translateY(-50%); font-family: var(--serif); font-style: italic; font-size: 360px; line-height: 1; color: rgba(255,255,255,.04); pointer-events: none; }
  .cta-band .inner { position: relative; z-index: 2; max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1.4fr auto; gap: 56px; align-items: center; }
  .cta-band h2 { font-family: var(--sans); font-weight: 300; font-size: clamp(32px, 4vw, 56px); line-height: 1.1; letter-spacing: -0.02em; margin: 18px 0; }
  .cta-band h2 em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em; }
  .cta-band p { color: rgba(255,255,255,.7); font-size: 17px; line-height: 1.7; margin: 0; max-width: 640px; }
  .cta-band .actions { display: flex; gap: 12px; flex-wrap: wrap; }

  footer { background: var(--ink); color: var(--cream); padding: 100px 32px 40px; border-top: 1px solid rgba(255,255,255,.06); }
  .foot-grid { max-width: 1400px; margin: 0 auto; padding: 0; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px; }
  .foot-brand img { height: 32px; filter: brightness(0) invert(1); opacity: .9; margin-bottom: 24px; }
  .foot-brand p { font-size: 14px; color: rgba(255,255,255,.7); max-width: 320px; line-height: 1.7; margin: 0; }
  footer h4 { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: rgba(255,255,255,.5); margin: 0 0 18px; }
  footer ul { list-style: none; padding: 0; margin: 0; }
  footer li { margin-bottom: 12px; font-size: 14px; color: rgba(255,255,255,.8); }
  footer li a:hover { color: var(--cream); }
  .foot-bottom { max-width: 1400px; margin: 80px auto 0; padding: 32px 0 0; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; font-size: 12px; color: rgba(255,255,255,.5); }
  .foot-bottom a { color: rgba(255,255,255,.5); margin-left: 20px; }
  .foot-bottom a:hover { color: var(--cream); }

  .reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
  .reveal.in { opacity: 1; transform: translateY(0); }

  @media (max-width: 1180px) { .hr13-nav { gap: 4px; } .hr13-nav a { padding: 9px 4px; font-size: 14px; } .hr13-top-inner { padding: 18px 24px; } }
  @media (max-width: 980px) {
    .hr13-nav { display: none; } .hr13-burger { display: inline-flex; }
    .hr13-top-inner > div:last-child { margin-left: auto; }
    .hr13-brand img { height: 26px; }
    .hr13-top-inner { padding: 14px 22px; }
    .hr13-top.scrolled .hr13-top-inner { padding: 12px 22px; }
    .hr13-top-inner > .hr13-brand,
    .hr13-top-inner > div:last-child { transform: none; }
    .hr13-top.scrolled .hr13-top-inner > .hr13-brand,
    .hr13-top.scrolled .hr13-top-inner > div:last-child { transform: none; }
    .page-hero .grid { grid-template-columns: 1fr; gap: 48px; }
    .hero-stats { grid-template-columns: repeat(2, 1fr); gap: 28px; }
    .sec-head { grid-template-columns: 1fr; gap: 24px; }
    .v-grid { grid-template-columns: 1fr; }
    .who-grid { grid-template-columns: 1fr; gap: 48px; }
    .who-list { grid-template-columns: 1fr 1fr; }
    .cost-grid { grid-template-columns: 1fr; gap: 48px; }
    .fund-grid { grid-template-columns: 1fr; }
    .info-card { grid-template-columns: 1fr; text-align: left; }
    .related-grid { grid-template-columns: 1fr; }
    .cta-band .inner { grid-template-columns: 1fr; gap: 28px; }
    .foot-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  }
  @media (max-width: 640px) {
    .who-list { grid-template-columns: 1fr; }
    .hero-stats { grid-template-columns: 1fr 1fr; }
    .foot-grid { grid-template-columns: 1fr; gap: 32px; }
    .foot-bottom { flex-direction: column; align-items: flex-start; gap: 10px; }
    .foot-bottom a { margin-left: 0; margin-right: 18px; }
  }

  /* === Override: right-aligned nav, no CTA === */
  .hr13-top-inner { display: flex; justify-content: flex-start; align-items: center; gap: 32px; }
  .hr13-nav { justify-content: flex-end; margin-left: auto; }
  .hr13-nav > a:not(.active):hover, .hr13-nav .has-dd > a:not(.active):hover { color: var(--ink-soft); font-weight: 500; }
  .hr13-nav > a:not(.active):hover::after, .hr13-nav .has-dd > a:not(.active):hover::after { transform: scaleX(0); }

  /* ========= RECHNER ========= */
  .rechner { background: linear-gradient(180deg, var(--cream) 0%, var(--cream-2) 100%); padding: 140px 32px; }
  .calc-shell { max-width: 1100px; margin: 56px auto 0; background: var(--paper); border-radius: 24px; box-shadow: 0 40px 100px -36px rgba(27,27,31,.25), 0 4px 12px -4px rgba(27,27,31,.06); overflow: hidden; }
  .calc-header { padding: 48px 56px 32px; border-bottom: 1px solid var(--line); }
  .calc-step-label { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); display: flex; align-items: center; gap: 10px; margin-bottom: 18px; }
  .calc-step-label .num { color: var(--red); font-size: 13px; }
  .calc-step-name { color: var(--ink-soft); }
  .calc-title { font-family: var(--sans); font-weight: 300; font-size: clamp(26px, 3vw, 40px); line-height: 1.1; letter-spacing: -0.02em; color: var(--ink); margin: 0 0 24px; }
  .calc-title em { font-family: var(--serif); font-style: italic; color: var(--red); font-weight: 500; }
  .calc-steps { display: flex; gap: 8px; }
  .calc-step-dot { flex: 1; height: 4px; border-radius: 2px; background: var(--cream-2); transition: background .35s ease; }
  .calc-step-dot.is-done { background: var(--red); opacity: .5; }
  .calc-step-dot.is-active { background: var(--red); }

  .calc-body { padding: 40px 56px; min-height: 320px; }
  .calc-step { display: none; }
  .calc-step.is-active { display: block; animation: calcFade .4s ease; }
  @keyframes calcFade { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

  .calc-fields { display: flex; flex-direction: column; gap: 22px; }
  .calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
  .calc-field label { display: block; font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 10px; }
  .calc-input-wrap { position: relative; }
  .calc-input { width: 100%; padding: 16px 130px 16px 20px; border: 1.5px solid var(--line); border-radius: 12px; font-family: var(--serif); font-size: 22px; font-weight: 500; color: var(--ink); background: var(--paper); transition: border-color .2s ease, box-shadow .2s ease; -moz-appearance: textfield; }
  .calc-input::-webkit-outer-spin-button, .calc-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
  .calc-input:focus { outline: none; border-color: var(--red); box-shadow: 0 0 0 4px rgba(200,16,46,.10); }
  select.calc-input { padding-right: 20px; font-family: var(--sans); font-size: 16px; font-weight: 500; cursor: pointer; }
  .calc-input-unit { position: absolute; right: 18px; top: 50%; transform: translateY(-50%); font-family: var(--sans); font-size: 12px; font-weight: 600; letter-spacing: 1px; color: var(--ink-mute); pointer-events: none; }
  .calc-hint { font-size: 13px; line-height: 1.55; color: var(--ink-mute); margin: 8px 0 0; }

  .calc-toggle { display: flex; align-items: center; gap: 14px; padding: 16px 20px; border: 1.5px solid var(--line); border-radius: 12px; cursor: pointer; transition: border-color .2s ease, background .2s ease; font-family: var(--sans-body); font-size: 15px; color: var(--ink); user-select: none; }
  .calc-toggle:hover { border-color: rgba(27,27,31,.4); background: var(--cream); }
  .calc-toggle input { position: absolute; opacity: 0; pointer-events: none; }
  .calc-toggle-box { width: 22px; height: 22px; border: 2px solid var(--ink-mute); border-radius: 6px; flex-shrink: 0; transition: border-color .2s ease, background .2s ease; position: relative; }
  .calc-toggle input:checked + .calc-toggle-box { background: var(--red); border-color: var(--red); }
  .calc-toggle input:checked + .calc-toggle-box::after { content: ""; position: absolute; left: 6px; top: 2px; width: 6px; height: 11px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }

  .calc-result { display: flex; align-items: center; justify-content: space-between; gap: 24px; margin-top: 32px; padding: 26px 32px; background: linear-gradient(135deg, var(--cream) 0%, var(--cream-2) 100%); border-radius: 14px; border-left: 4px solid var(--red); }
  .calc-result-label { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-soft); margin-bottom: 6px; }
  .calc-result-hint { font-size: 12.5px; color: var(--ink-mute); line-height: 1.5; }
  .calc-result-val { font-family: var(--serif); font-weight: 500; font-size: clamp(28px, 3.6vw, 42px); color: var(--red); letter-spacing: -0.02em; line-height: 1; white-space: nowrap; }

  /* Final step */
  .calc-final { text-align: center; padding: 0; }
  .calc-final-label { font-family: var(--sans); font-size: 12px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 16px; }
  .calc-final-val { font-family: var(--serif); font-weight: 500; font-size: clamp(56px, 8vw, 104px); color: var(--red); line-height: 1; letter-spacing: -0.03em; margin-bottom: 20px; }
  .calc-final-hint { color: var(--ink-soft); font-size: 15.5px; max-width: 520px; margin: 0 auto 40px; line-height: 1.65; }

  .calc-summary { max-width: 520px; margin: 0 auto 40px; text-align: left; background: var(--cream); border-radius: 14px; padding: 28px 32px; }
  .calc-sum-row { display: flex; justify-content: space-between; align-items: baseline; padding: 10px 0; border-bottom: 1px solid rgba(27,27,31,.07); font-size: 14.5px; color: var(--ink-soft); }
  .calc-sum-row:last-child { border-bottom: none; }
  .calc-sum-row strong { font-family: var(--serif); font-weight: 500; font-size: 18px; color: var(--ink); }

  .calc-tilg-trigger { max-width: 520px; margin: 0 auto; text-align: left; padding: 24px 32px; background: var(--cream); border-radius: 14px; }
  .calc-tilg-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
  .calc-tilg-trigger .btn { width: 100%; justify-content: center; }

  .calc-tilg-wrap { margin-top: 48px; text-align: left; }
  .calc-tilg-title { font-family: var(--sans); font-weight: 400; font-size: 28px; line-height: 1.1; letter-spacing: -0.015em; margin: 0 0 8px; color: var(--ink); }
  .calc-tilg-sub { color: var(--ink-mute); font-size: 14px; margin: 0 0 24px; }
  .calc-tilg-table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 12px; }
  .calc-tilg-table { width: 100%; border-collapse: collapse; font-family: var(--sans); font-size: 13.5px; }
  .calc-tilg-table th { background: var(--cream); padding: 14px 16px; font-weight: 600; font-size: 11px; letter-spacing: 1.5px; text-transform: uppercase; color: var(--ink-mute); text-align: right; border-bottom: 1px solid var(--line); }
  .calc-tilg-table th:first-child { text-align: left; }
  .calc-tilg-table td { padding: 12px 16px; border-bottom: 1px solid rgba(27,27,31,.04); text-align: right; font-family: "SF Mono", "JetBrains Mono", "Menlo", "Consolas", monospace; font-size: 13.5px; font-weight: 500; color: var(--ink); font-variant-numeric: tabular-nums; letter-spacing: -0.01em; }
  .calc-tilg-table td:first-child { text-align: left; font-family: var(--sans); font-size: 13.5px; font-weight: 600; color: var(--ink); letter-spacing: 0; }
  .calc-tilg-table tr.year-row { cursor: pointer; transition: background .15s ease; }
  .calc-tilg-table tr.year-row:hover { background: var(--cream); }
  .calc-tilg-table tr.year-row td:first-child::before { content: "▸"; display: inline-block; margin-right: 10px; color: var(--red); font-size: 12px; transition: transform .2s ease; transform-origin: center; }
  .calc-tilg-table tr.year-row.is-open td:first-child::before { transform: rotate(90deg); }
  .calc-tilg-table tr.month-row { display: none; background: rgba(27,27,31,.025); }
  .calc-tilg-table tr.month-row.is-shown { display: table-row; }
  .calc-tilg-table tr.month-row td { font-size: 13px; font-weight: 400; color: var(--ink-soft); padding-top: 8px; padding-bottom: 8px; }
  .calc-tilg-table tr.month-row td:first-child { padding-left: 44px; font-family: var(--sans-body); font-size: 13px; font-weight: 500; color: var(--ink-soft); }

  .calc-footer { padding: 28px 56px 48px; display: flex; justify-content: space-between; align-items: center; gap: 16px; border-top: 1px solid var(--line); }
  .calc-footer .btn { padding: 14px 30px; font-size: 13px; }
  .calc-footer .btn:disabled { opacity: .35; pointer-events: none; }

  .calc-disclaimer { max-width: 1100px; margin: 24px auto 0; padding: 0 8px; font-size: 12.5px; color: var(--ink-mute); line-height: 1.6; text-align: center; }

  @media (max-width: 720px) {
    .rechner { padding: 80px 16px; }
    .calc-shell { border-radius: 18px; }
    .calc-header { padding: 32px 24px 24px; }
    .calc-body { padding: 28px 24px; }
    .calc-footer { padding: 20px 24px 32px; }
    .calc-row, .calc-tilg-fields { grid-template-columns: 1fr; }
    .calc-result { flex-direction: column; align-items: flex-start; padding: 22px 24px; }
    .calc-result-val { white-space: normal; font-size: 32px; }
    .calc-input { padding: 14px 110px 14px 16px; font-size: 18px; }
    .calc-tilg-trigger { padding: 20px 22px; }
    .calc-tilg-table th, .calc-tilg-table td { padding: 10px 12px; font-size: 12.5px; }
    .calc-tilg-table tr.month-row td:first-child { padding-left: 28px; }
  }

  /* ========= SOFORTBEWERTUNG ========= */

  /* Intro „So funktioniert es": Headline und Text nebeneinander */
  .intro .intro-grid { max-width: 1400px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1.1fr; gap: 80px; align-items: center; }
  .intro .intro-grid .intro-head { max-width: none; margin: 0; text-align: left; }
  .intro .intro-grid .intro-body { max-width: none; margin: 0; }
  .intro .intro-grid .intro-callout { margin-bottom: 0; }
  @media (max-width: 980px) {
    .intro .intro-grid { grid-template-columns: 1fr; gap: 40px; }
  }

  /* Zentrierte Abschnitts-Köpfe (Rechner + Ergebnis) — Muster der Intro-Sektion */
  .sec-head.center { display: block; text-align: center; max-width: 760px; margin: 0 auto 64px; }
  .sec-head.center aside { max-width: 560px; margin: 20px auto 0; }

  /* Formular */
  .calc-row.three { grid-template-columns: 1fr 1fr 1fr; }

  /* Immobilientyp-Dropdown: Browser-Optik ersetzen — gleiche Höhe,
     gleicher Rahmen wie die übrigen Felder, roter Chevron */
  .calc-field select.calc-input {
    -webkit-appearance: none; -moz-appearance: none; appearance: none;
    padding: 16px 52px 16px 20px;
    font-family: var(--sans); font-size: 16.5px; font-weight: 500; color: var(--ink);
    line-height: 1.6; cursor: pointer;
    background-color: var(--paper);
    background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1l6 6 6-6' fill='none' stroke='%23C8102E' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 20px center; background-size: 14px 9px;
  }
  .calc-field select.calc-input:focus { outline: none; border-color: var(--red); box-shadow: 0 0 0 4px rgba(200,16,46,.10); }
  .calc-field .opt { text-transform: none; letter-spacing: 0; font-weight: 500; color: var(--ink-mute); }
  .sb-err { display: none; font-size: 12.5px; color: var(--red); margin: 8px 0 0; }
  .calc-field.invalid .sb-err { display: block; }
  .calc-field.invalid .calc-input { border-color: var(--red); }

  .sb-seg { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
  .sb-seg-btn { padding: 15px 20px; border: 1.5px solid var(--line); border-radius: 12px; background: var(--paper); font-family: var(--sans); font-size: 14.5px; font-weight: 600; color: var(--ink-soft); cursor: pointer; transition: border-color .2s ease, background .2s ease, color .2s ease; }
  .sb-seg-btn:hover { border-color: rgba(27,27,31,.4); }
  .sb-seg-btn[aria-pressed="true"] { background: var(--red); border-color: var(--red); color: #fff; box-shadow: 0 10px 24px -12px rgba(200,16,46,.5); }

  .sb-merk { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
  /* .calc-field label würde die Toggles auf Uppercase/Block umstellen —
     hier wieder auf das normale Toggle-Layout zurückholen */
  .calc-field .sb-merk label.calc-toggle { display: flex; margin: 0; font-family: var(--sans-body); font-size: 15px; font-weight: 400; letter-spacing: 0; text-transform: none; color: var(--ink); }

  .sb-aus { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }
  .sb-aus-btn { position: relative; padding: 26px 18px 24px; border: none; border-radius: 16px; background: var(--paper); text-align: center; cursor: pointer; box-shadow: 0 12px 30px -18px rgba(27,27,31,.22), 0 2px 6px -2px rgba(27,27,31,.07); transition: transform .3s ease, box-shadow .3s ease, background .3s ease; }
  .sb-aus-btn::before { content: "I"; display: block; font-family: var(--serif); font-style: italic; font-weight: 500; font-size: 27px; line-height: 1; color: var(--red); margin-bottom: 11px; transition: color .3s ease; }
  .sb-aus-btn:nth-child(2)::before { content: "II"; }
  .sb-aus-btn:nth-child(3)::before { content: "III"; }
  .sb-aus-btn:hover { transform: translateY(-3px); box-shadow: 0 26px 50px -24px rgba(27,27,31,.28), 0 6px 14px -4px rgba(27,27,31,.08); }
  .sb-aus-btn strong { display: block; font-family: var(--sans); font-size: 15.5px; font-weight: 600; letter-spacing: .01em; color: var(--ink); margin-bottom: 4px; transition: color .3s ease; }
  .sb-aus-btn span { display: block; font-family: var(--serif); font-style: italic; font-size: 15.5px; color: var(--ink-mute); line-height: 1.4; transition: color .3s ease; }
  .sb-aus-btn[aria-pressed="true"] { background: linear-gradient(135deg, var(--red) 0%, var(--red-deep) 100%); transform: translateY(-2px); box-shadow: 0 24px 48px -18px rgba(200,16,46,.55), 0 4px 10px -4px rgba(200,16,46,.3); }
  .sb-aus-btn[aria-pressed="true"]::before { color: rgba(255,255,255,.9); }
  .sb-aus-btn[aria-pressed="true"] strong { color: #fff; }
  .sb-aus-btn[aria-pressed="true"] span { color: rgba(255,255,255,.78); }
  .sb-aus-btn[aria-pressed="true"]::after { content: "✓"; position: absolute; top: 12px; right: 12px; width: 22px; height: 22px; border-radius: 50%; background: rgba(255,255,255,.2); color: #fff; font-family: var(--sans); font-size: 12px; font-weight: 700; line-height: 22px; }

  .calc-footer.sb-submit { flex-direction: column; align-items: stretch; gap: 14px; }
  .sb-submit-note { margin: 0; font-size: 13px; color: var(--ink-mute); text-align: center; }
  .calc-footer.sb-submit .btn { width: 100%; justify-content: center; padding: 18px 30px; font-size: 15px; }

  /* Ergebnis */
  .ergebnis { background: var(--paper); padding: 140px 32px; }
  .ergebnis[hidden] { display: none; }
  .erg-shell { max-width: 1100px; margin: 0 auto; background: linear-gradient(135deg, #FFFFFF 0%, var(--cream) 100%); border-radius: 24px; padding: 48px 56px; box-shadow: 0 40px 100px -36px rgba(27,27,31,.25), 0 4px 12px -4px rgba(27,27,31,.06); }
  .erg-top { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 36px; }
  .erg-eyebrow { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--red); }
  .erg-badge { display: inline-flex; align-items: center; gap: 8px; font-family: var(--sans); font-size: 11.5px; font-weight: 600; color: var(--ink-soft); background: var(--paper); border: 1px solid var(--line); border-radius: 999px; padding: 7px 14px; }
  .erg-badge::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: #2E9E5B; }
  .erg-badge.mid::before { background: #D99A06; }

  .erg-span { display: grid; grid-template-columns: 1fr auto 1fr; gap: 24px; align-items: end; margin-bottom: 18px; }
  .erg-col .lbl { display: block; font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 8px; }
  .erg-col .lbl.accent { color: var(--red); }
  .erg-col .val { font-family: var(--serif); font-weight: 500; font-size: clamp(22px, 2.6vw, 34px); color: var(--ink); letter-spacing: -0.02em; line-height: 1; }
  .erg-col .val.big { font-size: clamp(44px, 5.5vw, 72px); color: var(--red); letter-spacing: -0.03em; }
  .erg-col.mid { text-align: center; }
  .erg-col.right { text-align: right; }

  .erg-bar { position: relative; height: 8px; border-radius: 4px; background: linear-gradient(90deg, rgba(200,16,46,.15) 0%, rgba(200,16,46,.55) 50%, rgba(200,16,46,.15) 100%); margin: 10px 0 14px; }
  .erg-bar .pin { position: absolute; top: 50%; left: 30%; width: 22px; height: 22px; border-radius: 50%; background: var(--red); border: 4px solid #fff; box-shadow: 0 4px 14px rgba(200,16,46,.45); transform: translate(-50%, -50%); transition: left 1s cubic-bezier(.6,.2,.2,1); }
  .erg-note { font-size: 13px; color: var(--ink-mute); margin: 0 0 28px; }

  .erg-qm { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 20px 28px; background: var(--paper); border: 1px solid var(--line); border-radius: 14px; margin-bottom: 20px; }
  .erg-qm span { font-family: var(--sans); font-size: 12px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-soft); }
  .erg-qm strong { font-family: var(--serif); font-weight: 500; font-size: 28px; color: var(--ink); letter-spacing: -0.02em; }

  .erg-detail { border: 1px solid var(--line); border-radius: 14px; background: var(--paper); overflow: hidden; }
  .erg-detail summary { padding: 18px 28px; font-family: var(--sans); font-size: 13px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; color: var(--ink-soft); cursor: pointer; list-style: none; position: relative; transition: color .2s ease; }
  .erg-detail summary::-webkit-details-marker { display: none; }
  .erg-detail summary::after { content: "▾"; position: absolute; right: 28px; color: var(--red); transition: transform .25s ease; }
  .erg-detail[open] summary::after { transform: rotate(180deg); }
  .erg-detail summary:hover { color: var(--red); }
  .erg-rows { padding: 0 28px 20px; }
  .erg-row { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; padding: 11px 0; border-top: 1px solid rgba(27,27,31,.06); font-size: 14.5px; color: var(--ink-soft); }
  .erg-row .v { font-family: "SF Mono", "Menlo", "Consolas", monospace; font-size: 13.5px; font-weight: 600; color: var(--ink); font-variant-numeric: tabular-nums; white-space: nowrap; }
  .erg-row .v.up { color: #2E9E5B; }
  .erg-row .v.down { color: var(--red); }
  .erg-row.total { border-top: 2px solid var(--ink); margin-top: 6px; padding-top: 14px; font-weight: 600; color: var(--ink); }
  .erg-row.total .v { font-family: var(--serif); font-size: 20px; }
  .erg-row .k em { font-style: normal; color: var(--ink-mute); font-size: 12.5px; margin-left: 8px; }

  /* Lead-Karte */
  .lead-card { max-width: 1100px; margin: 32px auto 0; background: var(--paper); border-radius: 24px; overflow: hidden; box-shadow: 0 40px 100px -36px rgba(27,27,31,.25), 0 4px 12px -4px rgba(27,27,31,.06); }
  .lead-head { background: linear-gradient(135deg, var(--red) 0%, var(--red-deep) 100%); color: #fff; padding: 44px 56px 40px; }
  .lead-head h3 { font-family: var(--sans); font-weight: 300; font-size: clamp(26px, 3vw, 38px); line-height: 1.15; letter-spacing: -0.02em; margin: 0 0 12px; }
  .lead-head h3 em { font-family: var(--serif); font-style: italic; font-weight: 500; font-size: 1.35em; line-height: .9; }
  .lead-head p { margin: 0; font-size: 15.5px; line-height: 1.65; color: rgba(255,255,255,.85); max-width: 640px; }
  .lead-body { padding: 40px 56px 44px; }
  .lead-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-bottom: 22px; }
  .lead-field label { display: block; font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 8px; }
  .lead-field input { width: 100%; padding: 15px 18px; border: 1.5px solid var(--line); border-radius: 12px; font-family: var(--sans-body); font-size: 15.5px; color: var(--ink); background: var(--paper); transition: border-color .2s ease, box-shadow .2s ease; }
  .lead-field input:focus { outline: none; border-color: var(--red); box-shadow: 0 0 0 4px rgba(200,16,46,.10); }
  .lead-field input.fehlerhaft { border-color: var(--red); }
  .lead-falle { position: absolute; left: -9999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
  .lead-consent { display: flex; align-items: flex-start; gap: 14px; cursor: pointer; user-select: none; margin-bottom: 26px; }
  .lead-consent input { position: absolute; opacity: 0; pointer-events: none; }
  .lead-consent .box { width: 22px; height: 22px; border: 2px solid var(--ink-mute); border-radius: 6px; flex-shrink: 0; margin-top: 1px; transition: border-color .2s ease, background .2s ease; position: relative; }
  .lead-consent input:checked + .box { background: var(--red); border-color: var(--red); }
  .lead-consent input:checked + .box::after { content: ""; position: absolute; left: 6px; top: 2px; width: 6px; height: 11px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }
  .lead-consent .txt { font-size: 13.5px; line-height: 1.6; color: var(--ink-soft); }
  .lead-consent .txt a { color: var(--red); text-decoration: underline; }
  .lead-consent.fehlerhaft .box { border-color: var(--red); box-shadow: 0 0 0 3px rgba(200,16,46,.15); }
  .lead-send { width: 100%; justify-content: center; padding: 18px 30px; font-size: 15px; }
  .lead-hinweis { margin: 14px 0 0; font-size: 13.5px; text-align: center; min-height: 1em; }
  .lead-hinweis.ok { color: #2E9E5B; }
  .lead-hinweis.fehler { color: var(--red); }
  .lead-done { padding: 56px; text-align: center; }
  .lead-done .check { width: 64px; height: 64px; margin: 0 auto 20px; border-radius: 50%; background: rgba(46,158,91,.12); color: #2E9E5B; font-size: 30px; line-height: 64px; }
  .lead-done h4 { font-family: var(--sans); font-weight: 400; font-size: 26px; margin: 0 0 10px; color: var(--ink); }
  .lead-done p { margin: 0 auto; max-width: 480px; font-size: 15px; line-height: 1.7; color: var(--ink-soft); }

  /* Wertentwicklung */
  .chart-card { max-width: 1100px; margin: 32px auto 0; background: var(--paper); border-radius: 24px; padding: 44px 56px; box-shadow: 0 40px 100px -36px rgba(27,27,31,.25), 0 4px 12px -4px rgba(27,27,31,.06); }
  .chart-head h3 { font-family: var(--sans); font-weight: 400; font-size: 26px; margin: 0 0 6px; color: var(--ink); letter-spacing: -0.015em; }
  .chart-head p { margin: 0 0 28px; font-size: 12.5px; color: var(--ink-mute); line-height: 1.5; }
  .chart-grid { display: grid; grid-template-columns: 1.6fr 1fr; gap: 40px; align-items: center; }
  .chart-stage svg { width: 100%; height: auto; display: block; }
  .chart-stats { display: flex; flex-direction: column; gap: 14px; }
  .chart-stats .cs { background: var(--cream); border-radius: 12px; padding: 18px 22px; }
  .chart-stats .lbl { display: block; font-family: var(--sans); font-size: 10.5px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 6px; }
  .chart-stats strong { font-family: var(--serif); font-weight: 500; font-size: 24px; color: var(--ink); letter-spacing: -0.02em; }
  .chart-stats .cs.delta strong { color: #2E9E5B; }
  .chart-stats .cs.delta strong.neg { color: var(--red); }

  .erg-actions { max-width: 1100px; margin: 40px auto 0; display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

  @media (max-width: 900px) {
    .calc-row.three { grid-template-columns: 1fr; }
    .chart-grid { grid-template-columns: 1fr; gap: 28px; }
  }
  @media (max-width: 720px) {
    .ergebnis { padding: 80px 16px; }
    .erg-shell { padding: 32px 22px; border-radius: 18px; }
    .erg-span { grid-template-columns: 1fr; gap: 18px; }
    .erg-col.mid { order: -1; text-align: left; }
    .erg-col.right { text-align: left; }
    .sb-merk, .sb-aus, .sb-seg { grid-template-columns: 1fr; }
    .lead-head { padding: 32px 24px 28px; }
    .lead-body { padding: 28px 24px 32px; }
    .lead-grid { grid-template-columns: 1fr; }
    .chart-card { padding: 32px 22px; }
    .erg-qm { flex-direction: column; align-items: flex-start; gap: 6px; }
    .erg-rows { padding: 0 20px 16px; }
    .erg-detail summary { padding: 16px 20px; }
    .erg-detail summary::after { right: 20px; }
    .erg-actions .btn { width: 100%; justify-content: center; }
  }
